Document the entire situation making daily notes of the effects of your injuries. Also, report the accident to the DMV and never admit responsibility.
Description.
Why do I need no-fault insurance?
Almost ½ of all states legally require this insurance. It helps to eliminate liability claims in smaller accidents by exchanging direct payments by the injured’s insurance company. It does not, however, cover auto damage so a claim should still be filed for this.
Is it true that if I rear-end a car that I am at fault?
Almost always the answer is yes. The law says that you must be able to stop safely if a car stops in front of you.
How long will it take to get money in my case?
Getting to court for a vehicle accident can take 3-5 years in most cases.
I didn’t go to the doctor right away and now I have pain?
You should always see a doctor after an accident even if you are not feeling pain right away. Be sure to document when you noticed the pain and when you went to the doctor.
The other driver does not have car insurance; how am I supposed to collect money from him now?
Often a person’s personal assets will come into play in a case such as this.
Will my insurance company pays for my medical bills while I wait to go to trial?
Often, yes, to a certain amount, and then they will get reimbursed once the case is complete.
How am I supposed to get back and forth while my car is in the shop?
Check your insurance policy; many will have a clause that allows you to rent a car. Be sure to track the expense involved as this is considered a cost that you suffered.
I cannot work; can I file for unemployment even though litigation is pending?
Yes.
My car hit a pothole; who is responsible?
The city.